BNU - Macau

COVERAGE

Description

Prestige Plan

Express Plan

Section 1. Emergency Medical

a) Medical Expenses (Follow-up medical expenses incurred after returning to Macau, inclusive of expenses payable to Chinese Bonesetter)

1,000,000

350,000

b) Overseas Hospital Cash

6,000

4,000

c) Medical Facility Extension

10,000

5,000

Section 2. Personal Accident

a) Accident on Public Common Carrier or caused by armed Robbery

1,500,000

700,000

b) Other Accident

750,000

350,000

A person over the age of 75 or under 16 will be entitled to a max. benefit of

300,000

140,000

c) Burns Benefit

100,000

50,000

Section 3. 24-hours Worldwide Emergency Assistance

a) Emergency Medical Evacuation

No limit

No Limit

b) Repatriation after Treatment

No limit

No Limit

c) Hospital Deposits Guarantee

40,000

40,000

d) Repatriation of Mortal Remains/Ashes

No Limit

No Limit

e) Compassionate Visit

10,500

10,500

f) Child Escort

No Limit

No Limit

g) Referral and Assistance Services

Yes

Yes

Section 4. Travel Inconvenience

a) Trip Cancellation

30,000

10,000

b) Trip Curtailment or Re-Arrangement

30,000

10,000

c) Travel Delay (Delay for more than 5 hours)

3,000

2,000

d) Baggage Delay (Delay for more than 8 hours)

1,000

1,000

Section 5. Personal Belongings

a) Personal Baggage

20,000

10,000

b) Personal Money

3,000

2,000

c) Loss of Travel Document

3,000

2,000

d) Emergency Cash

3,000

1,000

e) Golfing Hole-In-One

1,000

N/A

Section 6. Special Care

a) Consolation Benefit

20,000

10,000

b) Rental Vehicle Excess

3,000

1,000

c) Unoccupied Household Burglary

10,000

5,000

Section 7. Legal Liability

a) Personal Liability

2,000,000

750,000

Exclusions:

  • Pre-existing, congenital or hereditary conditions.
  • Any known condition before the issuance of the policy.
  • Suicide, attempted suicide or self-inflicted injuries.
  • Venereal diseases and the use of alcohol or drugs other than those prescribed by a doctor.
  • HIV related illness.
  • Psychiatric, psychological disorder and insanity.
  • Pregnancy, abortion, miscarriage or childbirth.
  • Accidents whilst engaging in sports in a professional capacity or could earn any income from engaging in such sport.
  • Amateur involvement in sporting competitions that are part of championships and the respective training.
  • Involvement in dangerous assignments, projects or any work.
  • Claims for non-Macau residents.
  • Willful, malicious, deliberate, criminal or unlawful acts.
  • War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection and civil commotion.
  • Nuclear reactions, radiations and contamination.
  • Chemical or biological substances which are not used for peaceful means.

For more details, please refer to the terms and conditions of the policy.

Travel Insurance
BNU Hotline

Please call  2833 5533 for information (office hours) or to report lost cards (24 hours)