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Consumer Loans
Car Loan


 
Best Rates, Fast Approval, Extended Repayment Period 

We offer attractive conditions to Macau residents:

You choose your  preferred car and BNU will provide the loan for you to buy it.

Our car loan financing program offer the lowest interest rates in town and monthly repayments that you can afford.

With our fast approval process the earlier you apply the sooner you start riding your dream car. 

If you are a BNU customer, you will even get a lower interest rate. 

Loan Term 
 
Up to 60 months for both new and used cars.
 
Interest Rate
 
To obtain  information on the interest rate that apply to your specific case, please call us at 2833 5533 during office hours or visit one of our branches. At present, the interest rate can be as low as 4.5%.

Loan Amount
 
Get a loan up to 100% of the price of a new car, or up to 80% of the sales price or evaluation price, whichever lower, of a used car.

Repayment

Monthly installments.  

Other Advantages

  • As a BNU customer, you will enjoy the lowest interest rate of 4.5% (for new car), if you have at least one of  the following services: salary credit in your BNU account, BNU credit card, mortgage or personal loan in BNU.

  • If you are not yet our customer, we offer the interest rate of 4.75% (for new car).

  • Free gasoline coupon worth MOP300.

  • Do not need to purchase the comprehensive car insurance.

How to apply for a Car Loan
 
Apply online or fill out an application form and return it to any one of our BNU branches. The following documents are required:  

  • Copy of the identification document (ID Card);

  • Copy of Driving License;

  • Employment and income proof (copy of the salary payment receipt);

  • Copy of last 3 months Bank statement;

  • Address proof, ex. copy of Electricity, Water or Telephone bill;

  • Temporary Sales & Purchase contract for the vehicle.

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