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Personal Renminbi Services

At BNU, you may now enjoy a diversified range of Renminbi services including deposits, exchange and remittance services.

Deposit Services1

1) Passbook Savings Account

  • Minimum account opening balance: CNY100.
  • Monthly simple interest, credited quarterly.
  • Deposit and withdrawal of Renminbi at any of our branches during office hours.
  • Update your passbook in machines installed in every branches.

Rules For Renminbi Passbook Savings Account.

2) Statement Savings Account

  • Minimum account opening balance: CNY100.
  • Monthly simple interest, credited monthly.
  • Deposit and withdrawal of Renminbi at any of our branches during office hours.

General Terms and Conditions for Renminbi Savings /Statement Account.

3) Time Deposit

  • Minimum account opening balance: CNY10,000.
  • A range of deposit tenors – 7 days, 1 month, 3 months, and 6 months for your selection.

Exchange Service2

  • 2-way currency exchange between Renminbi (CNY) and Patacas (MOP) in cash or by fund transfer between accounts for Macau residents.

Remittance Service3

  • Renminbi remittance to your personal Renminbi bank accounts under the same name at banks in China.

For enquiries, please call our Hotline 2833 5533 or visit any of our branches.

Transaction Limit

Savings Account

Limit for Deposit4 or Withdrawal Renminbi

No limit

Exchange Service


Exchange Limit
(2-way CNY/MOP Exchange)
Buy / Sell CNY20,000 each per customer if made through accounts.

 

Buy / Sell CNY20,000 per person per transaction if in cash

Remittance Service


Daily Remittance Limit

CNY50,000 per person
(to any bank account in Mainland China under the same name of the Remitter.)


  1. To open an Renminbi deposit account, customers must be Macau Residents.
  2. 2-way CNY/MOP Exchange Service is subject to the exchange limits specified by the Bank from time to time. If the exchange is made through a joint-name Renminbi deposit account, the exchange amount will first be deducted against the daily exchange limit of the primary account holder.
  3. Renminbi Remittance Service is subject to a daily limit specified by the Bank from time to time.
  4. Handling charges of deposit Renminbi banknotes will be imposed.

Passbook Savings/Current Account

Statement Savings Account

Time Deposit

Phone Banking
ATM Card
Credit Card