Dear BNU Visa cardholders, BNU Visa card would like to invite you to participate in "Visa Magical Wishes"! For every purchase of HKD/MOP500 in Hong Kong or Macau between 23 November 2005 and 15 January 2006 with your BNU Visa card, you are entitled to one entry to the lucky draw and get a chance to make your holiday wishes of your choice come true.

Use your BNU Visa card and spend HKD/MOP500 or above, and keep your Visa receipt Visit "Visa Magical Wishes" Website or call the 24-hour registration hotline (852) 8100 2330 to participate in "Visa Magical Wishes" Choose one of the 3 Magical Wishes and register your transaction details, you'll get a chance to make your wish come true

The more you spend with your BNU Visa card, the more chances you get. Experience a holiday with the delights of aspirations!

Terms and conditions: - Only holders of Visa cards issued in Hong Kong or Macau are eligible to participate in this Promotion. All eligible transactions must be made in Hong Kong or Macau. - The following transactions are not eligible: Cash advances, ATM withdrawals, annual fees, interest charges, late charges, online payment, overseas transactions, bill payment, tax payment or balance transfers. - There will be two random draws for this Promotion. Eligible entries received by midnight of the 11 December 2005 will be included in the first draw on the 13 December 2005. Entries not drawn in the first draw will automatically be entered into the second draw. Entries received by midnight of the 15 January 2006 will be included in the second draw on the 17 January 2006. Results will be posted in the Sing Pao and the South China Morning Post on the 16 December 2005 and the 20 January 2006 respectively. - A total of 1,882 winners will be drawn from the two draws. There are 2 winners for Visa HKD/MOP50,000 free spending credit; 80 winners for the Hong Kong Disneyland Holidays Packages; and 1,800 winners for the Visa + Hong Kong Disneyland Special Edition Photo Frame will be awarded. - Winners of Visa free spending credit cannot draw cash with the spending credit; the spending credit cannot be used to settle any monetary obligations except for the purchase of goods and service; and the spending credit cannot be used to settle any outstanding liability in credit card accounts accrued prior to the winning of the prize. - All prizes must not be sold by recipients nor exchanged for cash or other considerations and must also not be used by recipients for marketing, promotional or other business purposes. - In case of any dispute arising from the Promotion, the decision of Visa and its agencies shall be final. - General terms and conditions apply. For details, please visit "Visa Magical Wishes" Website or call 8106 2330.

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