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Credit Card

The "Credit Card Enquiry", "Credit Card Payment" and "Flexipay" services are available if a credit card is registered in BNU ONLINE.

Credit Card Enquiry
Credit Card Payment
Flexi-Pay

Credit Card Enquiry

It shows you whether the card is a Principal or Supplementary Card, the Available Limit, Statement Balance, Due Date and Minimum Payment for each of your Credit Cards registered in BNU ONLINE.

In addition, by clicking the "Apply" / "View" links, you can apply for or view the Online Statement for a Credit Card.



Credit Card Details

By clicking the Credit Card number directly, BNU ONLINE allows you to view the Last Statement Information, such as Statement Balance, Payment Due Date, Current Due, Past Due, Minimum Payment Due and Bonus Point.

  1. To view transactions, you can select "Last 15 Transactions", "Current Month", "Previous Month" or "Last 3 Months" in the Range option. Or you can Specify the "From" / "To" dates within 3 months. Press the GO button to view.
     
  2. In the "View by" list, you can select All transactions or a particular type of transactions like Cash Advance, Payment of Utility Bills, Purchases in Macau, Purchases Overseas, Finance Charges and Fees and Payments Made.
     
  3. You can also download the Transaction History in an Excel file or save it in your PC for your usage.


Credit Card Payment

You can pay your own credit card registered in the Account Group, a Credit Card that you have pre-defined in the "Frequent Payment List" or a third party credit card.

  1. You may select one of your registered credit cards or a Frequent Used Number (defined in Frequent Payment List" in the "Credit Card No" box. If you want to pay a third party credit card, select "Other Credit Card" and you will be required to enter a credit card number.
     
  2. If you pay a credit card registered in your Account Group, you will shown the "Statement Balance", "Minimum Payment" and "Due Date".
     
  3. You just need to select "Payment Account" and "Payment Amount". There are 3 options for "Payment Amount": "Full Payment", "Minimum Payment" and "Partial Payment". If you choose "Partial Payment", you have to enter the Amount. You may enter a remark for this transaction in the "Personal Description". You can view this "Personal Description" later when you mouse-over the "Description" in the Savings / Current / Overdraft History.
     
  4. The payment details are shown for your confirmation. Click OK to confirm or CANCEL to abandon.
     
  5. A reference number is shown as acknowledgement of the transaction, independently of the transaction being accepted or not. Keep that number for your reference.


Flexi-Pay

If you have registered for the Flexipay service, you have flexibility to change the Autopay instructions to your credit card accounts.

  1. Select the required "Credit Card No." and click OK. Details such as "Statement Date", "Statement Balance", "Payment Due Date", "Minimum Payment Amount" and "Maximum Payment Amount" are shown.
     
  2. Select the "Payment Account", enter "Payment Date" and "Payment Amount". (Payment date must be between the Statement Date and the Payment Due Date).
     
  3. If you want to cancel the next Autopay instruction, click YES in "Cancel Next Autopay". Click Ok.
     
  4. The payment details are shown for your confirmation. Click OK to confirm or CANCEL to abandon.
     
  5. A reference number is shown as acknowledgement of the transaction, independently of the transaction being accepted or not. Keep that number for your reference.

Note: You can apply for the Flexipay service by getting the Flexipay form available in "Download Forms", filling it out and signing and returning it to any Branch or faxing it to BNU.


Copyright©2001 Banco Nacional Ultramarino, S.A.