JOB OPPORTUNITIES



At BNU, we are committed to provide excellent career opportunities with a competitive remuneration package.
Interested candidates may apply with full resume and with the Form Download in attach, by:
-> E-mail: bnuhr@bnu.com.mo
-> Mail: BANCO NACIONAL ULTRAMARINO, The Human Resources Manager, P.O. Box 465, Macau

All application will be treated in strict confidence and only short listed candidates will be notified.



 

Corporate Banking Division

Account Manager

Qualification:

  • University graduated or above, major in Business Administration, Accounting or related disciplines;
  • Minimum 2 years working experience in corporate banking;
  • Strong knowledge of credit products and processes is required;
  • Strong mathematic, analytical, and problem-solving skills will be essential qualifications;
  • Good command of written and spoken Chinese and English;
  • Knowledge of Mandarin is an advantage.

Responsibilities:

  • Prepare proposals for existing/new clients for banking facilities;
  • Conduct and control periodic review for clients;
  • Handle and follow up clients’ inquiries for banking facilities;
  • Promotion and sale of banking products and services;
  • Assist Team Head to complete the assigned tasks.

 


 

Corporate Banking Division

Account Manager (Public Sector)

Qualification:

  • University graduated or above, preferably major in Business Administration, Accounting and related disciplines;
  • Minimum 2 years working experience in retail banking, preferably with hands on experience on 
    CSR or Teller functions;
  • Strong mathematic, analytical, and problem-solving skills will be essential qualifications;
  • Good command of written and spoken Chinese and English;
  • Knowledge of Portuguese is an advantage.  

Responsibilities:

  • Handle and follow up clients’ inquiries of banking facilities;
  • Promotion and sale of banking products and services;
  • Positive attitude in problem solving and handling client’s request;
  • Basic computer knowledge in word, excel and power point, etc.

 


  

Credit Risk Division

Deputy Head of Credit Risk Division

Qualification:

  • University degree or above, major in Accounting, Finance, Business Administration and any related disciplines;
  • Over 5 years’ experience in retail and corporate credits;
  • Solid financial analysis skills;
  • Conversant with various types of credit facilities and their inherent credit risks;
  • Independent, self-motivated and able to work under pressure;
  • Proficiency in both spoken and written English and Chinese.

Responsibilities:

  • To assist the Head of Credit Risk to review and approve retail and corporate credit applications in accordance with delegated lending authority;
  • To maintain sound credit quality in line with the Group‘s core credit culture;
  • To ensure the credit operations are complied with local regulatory and the Group’s requirement;
  • To formulate credit policies and related procedures.

 


 

Credit Risk Division

Senior Credit Analyst

Qualification:

  • Minimum 10 years Banking experience, preferably with retail and branch operations;
  • Strong analytical, mathematics and problem solving skills;
  • Independent, self-motivated and able to work under pressure;
  • Proficiency in both spoken and written Portuguese and English;
  • Knowledge of Cantonese and Mandarin is an advantage;
  • Computer literate specially in Excel and Access.

Responsibilities:

  • To analyze private and corporate applications for loans and credit lines;
  • To assess collateral values, risks, credit structure and prepare proposal;
  • To report on credit metrics, conduct data, summarize findings, and develop recommendations for presentation to management;
  • To implement credit policies initiated by our parent company in Portugal.

 


 

Private Banking & Institutional Clients

Account Manager

Qualification: 

  • University graduated or above, major in Commerce;
  • With minimum 5 years banking experience;
  • Good network of connection with local community;
  • Minimum 3 years’ experience of marketing financial products;
  • Fluent in both written and spoken Portuguese & English;
  • Knowledge of Cantonese and Mandarin is an advantage;
  • Computer literate;
  • Independent, self-motivated and able to work under pressure.

Responsibilities:

  • Management of customers portfolio and expectations;
  • Acquisition of new customers and business opportunities;
  • Preparing loan and other proposals for private and institutional customers;
  • Promotion and sale of banking products;
  • Achieving business financial target;
  • Co-operate with branch network to promote and sale of financial products.

 



Compliance Office 
Officer

Qualification:

  • University graduated or above, major in Law/Finance or related discipline a plus;
  • Minimum of 2 years’ relevant working experience in banking, preferably in the field of Legal, Compliance, Audit or Risk Management;
  • Knowledge in bank operations and products and/or risk assessment is a plus;
  • Ability to adapt to changes, new responsibilities and projects, and revolving regulatory environment;
  • Proficient in speaking and writing in English; knowledge of Chinese and/or Portuguese is an advantage;
  • Responsible, able to work under pressure and have good interpersonal and communication skills;
  • Appetence for internal control duties.

Responsibilities:

  • Perform analysis in banking operations to detect suspicious behaviors and profiles connected to money laundering, and report identified suspicious activities to Compliance Officer;
  • Advise commercial and operational areas on customer due diligence and money laundering related matters;
  • Data mining and reporting;
  • Prepare correspondence to AMCM, and other external entities and provide support to internal, external and regulatory audits;
  • Conduct staff training.



Operational Support Division 
Clerk

Qualification:

  • High School graduated or above;
  • With minimum 1 year working experience, preferably gained from Bank;
  • Good command of both written and spoken English and Chinese;
  • Computer literate, data entry skills, attention to details;
  • Independent, self-motivated and able to work under pressure;
  • Immediate available is preferable.

Responsibilities:

  • Execute autopay application and company payroll;
  • Perform general archiving of respective files, applications and documents;
  • Cross train and learn area activities to effectively support the area in the absence of other post.


  

Risk Management Division

Risk Analyst

Qualification:

  • University degree or above, major in Mathematics, Economics, Finance Management any related disciplines;
  • With Banking experience is preferably;
  • Strong analytical, mathematics and problem solving skills;
  • Independent, self-motivated and able to work under pressure;
  • Fluent in spoken and written English and Chinese;
  • Computer literate specially in Excel and Access;
  • Immediately is available.

Responsibilities:

  • To prepare and analyze the results for Liquidity Risk;
  • To execute stress tests for Liquidity Risk;
  • To prepare and check the results for interest rate risk;
  • To analyze daily results for market risk;
  • To prepare reports, summarize findings and develop recommendation to Management related to Liquidity Risk, Foreign Exchange Position, Market Risk and Interest Rate Risk as well as Operational Risk etc.;
  • Report & control the Bank’s exposure, interest rate, exchange rate and market risk;
  • Preparation of the information to be presented to Asset/Liability Committee & risk commission.


   

Information Technology

iSeries (AS/400) Senior Programmer


Qualification:
  • Polytechnic Diploma / University degree in Computer Science preferred;
  • Minimum 4-5 year’s experience in the relevant field;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure;
Responsibilities:
  • Solid development skills of RPG ILE or COBOL on an AS400 environment;
  • Good knowledge and experience on banking application software development;
  • Debit/Credit Card or Banking Application software experience is a definite advantage;

    Remarks: Candidates with less experience will be considered for the post of Programmer.


   

 

                     

Information Technology

Computer System Operators


Qualification:
  • Secondary school graduate or above;
  • Solid administrative experience with large-scale network infrastructure, IBM iSeries, Unix systems and PC/Server;
  • Willing to work on shift;
  • Analytical with good interpersonal and communication skills;
  • Aggressive, hardworking and able to work independently;
  • Proficient in English and Cantonese.
Responsibilities:
  • Conduct out daily computer operation in accordance with the procedures and standard as required;
  • Monitor data network and systems performance, and report to the superiors for irregularities;
  • Monitor the remote delivery channels, including ATM, Online Banking and Phone Banking services, and report to the superiors for irregularities;
  • Support users with regard to daily operations;
  • Perform any other functions and duties as deemed necessary by the Bank. 



Phone Banking Call Center

Call Center Customer Service Officer


Qualification:
  • University graduated or above;
  • Minimum 2 years' relevant banking or call center experience (Optional);
  • Experience in telemarketing will be an advantage;
  • Strong customer service orientation, outgoing personality, good communication and interpersonal skills, can work under pressure;
  • Fluent spoken English and Cantonese, knowledge in Portuguese will be an advantage;
  • Good knowledge of PC application software;
  • Can work on shift schedule;
  • Strong organizational, customer service and time management skills.
Responsibilities:
  • Perform credit card transaction authorization and confirmation;
  • Conduct front-end fraud control and risk awareness;
  • Handling inbound and outbound calls regarding all banking and credit card services;
  • Reply customers' e-mail and follow up of outward remittance discrepancies done through online banking;
  • Deliver and maintain a high standard of customer service to customers;
  • Effectively communicate with customers regarding resolution of queries and complaints;
  • Ensure high-standard of customer service levels are maintained.



Personal Banking Division

Branch Manager



Qualifications:
 
  • University graduated or above;
  • 4-5 years relevant experience in branch network of consumer banking, of which 3 years at managerial level;
  • Sound knowledge in branch operations;
  • Strong customer-oriented with good people management skills to drive for excellent;
  • Highly self-motivated with strong analytical, sales and marketing abilities;
  • Able to work under pressure;
  • Proficiency in both spoken and written English and Chinese;
  • Knowledge of Mandarin and Portuguese will be an advantage.
Responsibilities:
  • To supervise branch services and all phases of the branch operations;
  • To develop new business, attract new customers and foster the Bank’s relationship with the existing ones;
  • To meet the sales targets;
  • To be responsible for the proper management and operation of the branch;
  • To perform proper internal controls;
  • To perform other duties as delegated and assigned by the management.


Personal Banking Division

Relationship Manager



Qualifications:
 
  • University graduated, major in Accounting, Finance, Economics and related disciplines or/and certificate of CFMP or CFA is advantage;
  • Minimum 2 year’s relevant experience in sales and marketing of bank’s products/ services;
  • Outgoing, self-motivated, independent and good selling skills;
  • Excellent interpersonal and communications skills;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure. 
Responsibilities:
  • Develop our customers and establish long-term relationships;
  • Promotion and sale of banking products and services;
  • Value and needs of the customers;
  • Ensuring high levels of quality in customer services;
  • Awareness and pursuit of new business opportunities.


Personal Banking Division

Customer Services Representative

   


Qualifications:
  • University graduated or above;
  • Minimum 1 year’s relevant experience in sales and marketing of bank’s products/services;
  • Outgoing, self-motivated and independent;
  • Excellent interpersonal and communications skills;
  • Good command of both written and spoken English and Cantonese;
  • Knowledge of Mandarin and Portuguese is an advantage.
Responsibilities:
  • Develop to Routine CSR Task (cash and non-cash transaction);
  • Selling and promoting the banking products;
  • Handling the customers enquires;
  • To take up any ad hoc tasks as assigned by the supervisor.


Personal Banking Division

Commercial Assistant




Qualifications:
  • Secondary School graduate or above;
  • Minimum 1 year working experience, preferably gained from bank;
  • Outgoing and with good communications skill;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure.

Responsibilities:

  • Routine Teller Task (cash and non-cash transaction);
  • Issuing bank draft, cashier order, remittances and deposit;
  • Selling and promoting the banking products;
  • Handling the customers enquires;
  • Filing documents.