JOB OPPORTUNITIES



At BNU, we are committed to provide excellent career opportunities with a competitive remuneration package.

Interested candidates may apply with full resume and with the Form Download in attach, by:


-> E-mail: bnuhr@bnu.com.mo


-> Mail: BANCO NACIONAL ULTRAMARINO, The Human Resources Manager, P.O. Box 465, Macau


All application will be treated in strict confidence and only short listed candidates will be notified.



 

Corporate Banking Division

Account Manager

Qualification:

  • University graduated or above, major in Business Administration, Accounting or related disciplines;
  • Minimum 2 years working experience in corporate banking;
  • Strong knowledge of credit products and processes is required;
  • Strong mathematic, analytical, and problem-solving skills will be essential qualifications;
  • Good command of written and spoken Chinese and English;
  • Knowledge of Mandarin is an advantage.

Responsibilities:

  • Prepare proposals for existing/new clients for banking facilities;
  • Conduct and control periodic review for clients;
  • Handle and follow up clients’ inquiries for banking facilities;
  • Promotion and sale of banking products and services;
  • Assist Team Head to complete the assigned tasks.




Private Banking & Institutional Clients

Account Manager

Qualification: 

  • University graduated or above, major in Commerce;
  • With minimum 5 years banking experience;
  • Good network of connection with local community;
  • Minimum 3 years’ experience of marketing financial products;
  • Fluent in both written and spoken Portuguese & English;
  • Knowledge of Cantonese and Mandarin is an advantage;
  • Computer literate;
  • Independent, self-motivated and able to work under pressure.

Responsibilities:

  • Management of customers portfolio and expectations;
  • Acquisition of new customers and business opportunities;
  • Preparing loan and other proposals for private and institutional customers;
  • Promotion and sale of banking products;
  • Achieving business financial target;
  • Co-operate with branch network to promote and sale of financial products.


Compliance Office 

Officer

Qualification:

  • University graduated or above, major in Law/Finance or related discipline a plus;
  • Appetence for internal control duties;
  • Knowledge in Bank operations and systems is a plus;
  • Good working knowledge of Excel is a plus;
  • Ability to adapt to changes; new responsibilities and projects;
  • Proficient in speaking and writing in Chinese. Good knowledge of English;
  • Responsible, able to work under pressure and have good interpersonal and communication skills.

Responsibilities:

  • Perform analysis in banking operations to detect suspicious behaviors and profiles connected to money laundering, and report identified suspicious activities to Compliance Officer;
  • Advise commercial and operational areas on customer due diligence and money laundering related matters;
  • Data mining and reporting;
  • Prepare correspondence to AMCM, and other external entities and provide support to internal, external and regulatory audits. 




Compliance Office 

Supervisor

Qualification:

  • University graduated or above, major in Law/Finance or related discipline a plus;
  • Proficient in speaking and writing in Chinese; Good knowledge of English;
  • Minimum of 2 years’ relevant working experience in banking, preferably in the field of Legal, Compliance, Audit or Risk Management;
  • Knowledge in banking operations and products and/or risk assessment is a plus;
  • Good working knowledge of Excel is a plus;
  • Responsible, able to work under pressure and have good interpersonal and communication skills;
  • Appetence for internal control duties.

Responsibilities:

  • Perform analysis in banking operations to detect suspicious behaviors and profiles connected to money laundering, and report identified suspicious activities to Compliance Officer;
  • Advise commercial and operational areas on customer due diligence and money laundering related matters;
  • Data mining and reporting; 
  • Prepare correspondence to AMCM, Financial Intelligence Office (GIF) and provide support to internal, external and regulatory audits;
  • Conduct staff training.



Internal Audit 

Internal Audit Supervisor

Qualification:

  • University degree preferred in Finance, Accounting, Business Management or related subjects is preferred;
  • Minimum 5 years auditing, banking or branch operation experience with minimum 2 years at supervisory role;
  • Strong in project and time management; 
  • Well-developed analytical and problem solving skills;
  • Excellent English report writing skill and good command of spoken English;
  • Good interpersonal and communication skills with ability to deal with people at different levels and background.

Responsibilities:

  • Direct the auditing process and audit plans for risk-based audits;
  • Plan and lead audit engagements on various functions of the Bank including branches;
  • Review and comment on Bank policies and procedures; 
  • Developing subordinate staff to ensure they have the requisite knowledge, skills and experience.




Risk Management Division 

Risk Analyst

Qualification:

  • University degree or above, major in Mathematics, Economics, Finance Management any related disciplines;
  • With Banking experience is preferably;
  • Strong analytical, mathematics and problem solving skills;
  • Independent, self-motivated and able to work under pressure;
  • Fluent in spoken and written English and Chinese;
  • Computer literate specially in Excel and Access; 
  • Immediate is available.

Responsibilities:

  • To prepare and analyze the results for Liquidity Risk;
  • To execute stress tests for Liquidity Risk;
  • To prepare and check the results for interest rate risk;
  • To analyze daily results for market risk;
  • To prepare reports, summarize findings and develop recommendation to Management related to Liquidity Risk, Foreign Exchange Position, Market Risk and Interest Rate Risk as well as Operational Risk etc.;
  • Report & control the Bank’s exposure, interest rate, exchange rate and market risk;
  • Preparation of the information to be presented to Asset/Liability Committee & risk commission.

 
   

Credit Risk Division 

Credit Analyst

Qualification:

  • University degree or above, major in Mathematics, Finance Analysis or Business Administration and any related disciplines;
  • With Banking experience is preferably;
  • Strong analytical, mathematics and problem solving skills;
  • Independent, self-motivated and able to work under pressure;
  • Proficiency in both spoken and written English and Chinese;
  • Computer literate specially in Excel and Access.

    Responsibilities:

    • To analyze private and corporate applications for loans and credit lines;
    • To assess collateral values, risks, credit structure and prepare proposal;
    • To report on credit metrics, conduct data, summarize findings, and develop recommendations for presentation to management.

     



    Information Technology

    iSeries (AS400) Programmer



    Qualification:

    • Polytechnic Diploma/University degree in Computer Science preferred;
    • Minimum 2-3 year's working experience in the relevant field;
    • Good command of both written and spoken Cantonese and English;
    • Knowledge of  Mandarin and Portuguese is an advantage;
    • Able to work under pressure. 
    Responsibilities:

    • Solid development skills of RPG ILE or COBOL on an AS400 environment;
    • Good knowledge and experience on banking application software development;
    • Debit/Credit Card or Banking Application software experience is a definite advantage.


    Information Technology

    Senior PC / Web Programmer



    Qualification:

    • Polytechnic Diploma / University Degree holder in Computer Science or related disciplines;
    • Minimum 2-3 year’s experience in the relevant field;
    • Solid experience of Java, Hibernate + JPA, Spring, Wicket or any other MVC web application framework;
    • Understanding of web software development technologies including HTML, CSS, XML, JavaScript;
    • Good knowledge and working experience with Microsoft SQL Server;
    • Knowledge of Sharepoint, Linux, Shell Script is an advantage;
    • Good command of both written and spoken Cantonese and English. 
    Responsibilities:

    • Design and develop web and business applications;
    • Work collaboratively with the Project Manager, System Analyst and other programmers;
    • Perform unit tests and integration tests;
    • Prepare system documentation;
    • Prepare system deployment;
    • Provide application support and troubleshoot issues.   

      Remarks: Candidates with less experience will be considered for the post of Programmer.



                   

    Information Technology

    Analyst/Programmer

    Qualification:

    • Polytechnic Diploma / University degree in Computer Science or related disciplines;
    • Solid experience with Microsoft SQL Technologies such as T-SQL, SSRS, SSIS and SSAS;
    • Experience in building data warehouses will be a big plus;
    • Knowledge on Java, CSS and HTML is an advantage;
    • Self-motivated and able to work under pressure;
    • Good command of both written and spoken Cantonese and English. 

    Responsibilities:

    • Developing and maintaining enterprise data warehouse platform and analytics architecture;
    • Designing and creating data models, ETLs and validating the reports with business users;
    • Monitoring and turning ETL and database performance;
    • Provide technical documentations and user guidelines.



                                                  


    Information Technology

    Computer System Operators



    Qualification:

    • Secondary school graduate or above;
    • Solid administrative experience with large-scale network infrastructure, IBM iSeries, Unix systems and PC/Server;
    • Willing to work on shift;
    • Analytical with good interpersonal and communication skills;
    • Aggressive, hardworking and able to work independently;
    • Proficient in English and Cantonese.
    Responsibilities:
    • Conduct out daily computer operation in accordance with the procedures and standard as required;
    • Monitor data network and systems performance, and report to the superiors for irregularities;
    • Monitor the remote delivery channels, including ATM, Online Banking and Phone Banking services, and report to the superiors for irregularities;
    • Support users with regard to daily operations;
    • Perform any other functions and duties as deemed necessary by the Bank. 


    Marketing & Public Relations

    Marketing Executive



    Qualification:
    • University graduated or above, major in Markeing or equivalent professional qualification;
    • With minimum 2-3 years working experience in marketing or banking products experience;
    • Experience in one or more of the areas; product development, promotion & campaign development and implementation, marketing communications and project management;
    • Strong data analysis mindset and data mining skills is preferable;
    • Able to multitask and handle several projects at the same time with tight deadlines;
    • A good team player with positive and enthusiastic attitude, and able to work under pressure;
    • Independent and quick learner;
    • Hands-on computer skills, e.g.; MS Word, Excel, PowerPoint, and Chinese word processing, etc;
    • Proficiency in both spoken and written English and Chinese.

    Responsibilities:
    • Marketing for the retail and/ or corporate segment;
    • Product Development - develop and manage the whole product cycle from product feasibility study, to market analysis, business case study, product implementation, marketing materials development and result monitoring;
    • Marketing Promotion - device marketing promotion and campaign, prepare marketing materials, prepare profit and loss analysis, and monitor result;
    • Implement promotions and communications using various online and offline channels;
    • Prepare marketing materials, press releases, in English and Chinese;
    • Provide marketing support to business units including but not limited to advertising, copy writing, media placement, gift items, marketing collaterals, publication materials and marketing research;
    • Plan and coordinate events, seminars and exhibitions;
    • Work with service providers in advertising, promotions and events management;
    • Do data mining for customer segmentation for campaigns and promotions;
    • Monitor and analysis marketing campaigns and activities result for return on investment;
    • Use data analysis to maximize customer profitability and to target relevant products and promotions toward customers.

        

    Premises Management

    Assistant Project Engineer



    Qualification:
    • University graduated or above, major in electrical engineering or equivalent professional qualification;
    • At least 2 years working experience;
    • Familiar with project design, drawing and reporting;
    • Knowledge on AutoCAD is advantage;
    • Proficient in written and spoken English and Chinese;
    • Responsible, hardworking and able to meet tight schedules.
    Responsibilities:
    • Prepare preliminary floor plan and design for all kinds of renovation work, discuss with users to fulfill the operation requirements;
    • Develop the routine maintenance plan and schedule the operation of maintenance contractors;
    • Have good knowledge of the operation and potential weaknesses.  Monitor the operation of the Building Management system and propose upgrade or reparation plan to avoid system failure;
    • Direct operations of the Premise Management and coordinate the maintenance and repair of all related facilities and systems across all Bank properties;
    • Understand the standard of Bank, develop renovation requirement and prepare tender document for architectural service or simple renovation and reparation;
    • Monitor and ensure the quality of major renovation projects.  Schedule the procedure for hand-over the office to operation; ensure all items are aligned to design intent and specification;
    • Able to work under pressure and co-ordinate with team member to complete projects in limited time frame.

     


        

    Accounting

    Accounting Clerk



    Qualification:
    • University graduated or above;
    • Accuracy and attention to detail;
    • Aptitude for numbers;
    • Good organization skills, with strong ability to file digitally and in paper;
    • Well organized;
    • Good command of both written and spoken English and Chinese;
    • Computer literate and proficient in the main Microsoft Office applications: at least Excel, Word and preferably PowerPoint;
    • Good Communication skill;
    • Independent, self-motivated and able to work under pressure;
    • Team player;
    • With minimum 1 year' banking accounting experience is preferably;
    • Immediate available is preferable.   

    Responsibilities:
    • Provide accounting and clerical support to the accounting department;
    • Prepare general ledger entry form, verify journal batches and general ledger postings;
    • Reconcile bank statements and control accounts in a timely manner;
    • Type accurately, prepare regulatory report with established standards, procedures and applicable laws;
    • Filing/Archiving accounting documents and records;
    • Research, track and restore accounting or documentation problems and discrepancies;
    • Constantly update job knowledge.

    This is a starting position with the potential to learn and grow within the department.


       

    Credit Recovery Area

    Credit Recovery Officer


    Qualification:
    • University graduated or above;
    • With at least 1 year working experience, preferably gained from Bank;
    • Fluent in both written and spoken English and Chinese;
    • Computer literate;
    • Independent, self-motivated and able to work under pressure;
    • Immediate available is preferable.
    Responsibilities:
    • Follow-up of retail clients with credit overdue;
    • Collect customer data;
    • Analyze customer situation and settlement capabilities;
    • Analyze and propose the recovery treatment;
    • Contact client in order to settle the overdue;
    • Follow-up the client overdue payment;
    • If necessary, prepare and send the respective Demand Letter;
    • Update the system with the actions taken;
    • Participate with Credit Recovery Area, the Commercial units and the respective superior to report the follow-up actions taken regarding overdue situation of those clients that are under pre-litigation process.

      

    Credit Recovery Area

    Credit Recovery Clerk



    Qualification:
    • University graduated or above;
    • With at least 1 year working experience, preferably gained from Bank;
    • Fluent in both written and spoken English and Chinese;
    • Computer literate;
    • Independent, self-motivated and able to work under pressure;
    • Immediate available is preferable.
    Responsibilities:

    • Follow-up of retail clients with credit overdue;
    • Collect customer data;
    • Analyze customer situation and settlement capabilities;
    • Analyze and propose the recovery treatment;
    • Contact client in order to settle the overdue;
    • Follow-up the client overdue payment;
    • If necessary, prepare and send the respective Demand Letter;
    • Update the system with the actions taken.



    Settlement & Accounting Area

    Clerk



    Qualification:
    • University graduated or above;
    • With working experience is preferable;
    • Good command of both written and spoken English and Chinese;
    • Familiar with Excel, PowerPoint and Microsoft Office application;
    • Independent, self-motivated and able to work under pressure.
    Responsibilities:
    • Prepare daily reports and accounting entries for settlement of Card Associations;
    • Reports and Data Statistics preparation;
    • Prepare and checking the daily and monthly GNL entries;
    • Prepare mismatching adjustment.

             

    文件處理及車務部


    司機


    職位要求:
    • 持有澳門輕型汽車及重型電單車駕駛執照
    • 持有有效澳門居民身份證
    • 中學程度
    • 五年或以上駕駛經驗
    工作職責:
    • 負責駕駛本行各類型汽車及電單車
    • 負責文件及物資遞送
    • 辦公室助理工作




    Phone Banking Call Center

    Call Center Customer Service Officer


    Qualification:
    • University graduated or above;
    • Minimum 2 years' relevant banking or call center experience (Optional);
    • Experience in telemarketing will be an advantage;
    • Strong customer service orientation, outgoing personality, good communication and interpersonal skills, can work under pressure;
    • Fluent spoken English and Cantonese, knowledge in Portuguese will be an advantage;
    • Good knowledge of PC application software;
    • Can work on shift schedule;
    • Strong organizational, customer service and time management skills.
    Responsibilities:
    • Perform credit card transaction authorization and confirmation;
    • Conduct front-end fraud control and risk awareness;
    • Handling inbound and outbound calls regarding all banking and credit card services;
    • Reply customers' e-mail and follow up of outward remittance discrepancies done through online banking;
    • Deliver and maintain a high standard of customer service to customers;
    • Effectively communicate with customers regarding resolution of queries and complaints;
    • Ensure high-standard of customer service levels are maintained.


    Personal Banking Division


    Branch Manager


    Qualifications:
    • University graduated or above;
    • 4-5 years relevant experience in branch network of consumer banking, of which 3 years at managerial level;
    • Sound knowledge in branch operations;
    • Strong customer-oriented with good people management skills to drive for excellent;
    • Highly self-motivated with strong analytical, sales and marketing abilities;
    • Able to work under pressure;
    • Proficiency in both spoken and written English and Chinese;
    • Knowledge of Mandarin and Portuguese will be an advantage.
    Responsibilities:
    • To supervise branch services and all phases of the branch operations;
    • To develop new business, attract new customers and foster the Bank’s relationship with the existing ones;
    • To meet the sales targets;
    • To be responsible for the proper management and operation of the branch;
    • To perform proper internal controls;
    • To perform other duties as delegated and assigned by the management.


    Personal Banking Division


    Relationship Manager


    Qualifications:  
    • University graduated, major in Accounting, Finance, Economics and related disciplines or/and certificate of CFMP or CFA is advantage;
    • Minimum 2 year’s relevant experience in sales and marketing of bank’s products/ services;
    • Outgoing, self-motivated, independent and good selling skills;
    • Excellent interpersonal and communications skills;
    • Good command of both written and spoken Cantonese and English;
    • Knowledge of Mandarin and Portuguese is an advantage;
    • Able to work under pressure. 
    Responsibilities:
    • Develop our customers and establish long-term relationships;
    • Promotion and sale of banking products and services;
    • Value and needs of the customers;
    • Ensuring high levels of quality in customer services;
    • Awareness and pursuit of new business opportunities.


    Personal Banking Division


    Customer Services Representative

       

    Qualifications:
    • University graduated or above;
    • Minimum 1 year’s relevant experience in sales and marketing of bank’s products/services;
    • Outgoing, self-motivated and independent;
    • Excellent interpersonal and communications skills;
    • Good command of both written and spoken English and Cantonese;
    • Knowledge of Mandarin and Portuguese is an advantage.
    Responsibilities:
    • Develop to Routine CSR Task (cash and non-cash transaction);
    • Selling and promoting the banking products;
    • Handling the customers enquires;
    • To take up any ad hoc tasks as assigned by the supervisor.


    Personal Banking Division


    Commercial Assistant



    Qualifications:
    • Secondary School graduate or above;
    • Minimum 1 year working experience, preferably gained from bank;
    • Outgoing and with good communications skill;
    • Good command of both written and spoken Cantonese and English;
    • Knowledge of Mandarin and Portuguese is an advantage;
    • Able to work under pressure.

    Responsibilities:

    • Routine Teller Task (cash and non-cash transaction);
    • Issuing bank draft, cashier order, remittances and deposit;
    • Selling and promoting the banking products;
    • Handling the customers enquires;
    • Filing documents.