JOB OPPORTUNITIES



At BNU, we are committed to provide excellent career opportunities with a competitive remuneration package.
Interested candidates may apply with full resume and with the Form Download in attach, by:
-> E-mail: bnuhr@bnu.com.mo
-> Mail: BANCO NACIONAL ULTRAMARINO, The Human Resources Manager, P.O. Box 465, Macau

All application will be treated in strict confidence and only short listed candidates will be notified.



 

Corporate Banking Division

Account Manager

Qualification:

  • University graduated or above, major in Business Administration, Accounting or related disciplines;
  • Minimum 2 years working experience in corporate banking;
  • Strong knowledge of credit products and processes is required;
  • Strong mathematic, analytical, and problem-solving skills will be essential qualifications;
  • Good command of written and spoken Chinese and English;
  • Knowledge of Mandarin is an advantage.

Responsibilities:

  • Prepare proposals for existing/new clients for banking facilities;
  • Conduct and control periodic review for clients;
  • Handle and follow up clients’ inquiries for banking facilities;
  • Promotion and sale of banking products and services;
  • Assist Team Head to complete the assigned tasks.

 


 

Internal Audit

Deputy Head of Internal Audit

Qualification:

  • University graduated with recognized accountancy/internal audit qualification (CPA/CA/CIA) is preferred;
  • 5+ years auditing experience with minimum 3 years at supervisory role;
  • Strong in project and time management;
  • Well-developed analytical and problem solving skills;
  • Excellence English report writing skill and good command of spoken English;
  • Good interpersonal and communication skills with ability to deal with people at different levels and background.

Responsibilities:

  • Supporting the Head of Internal Audit to establish and articulate audit activity planning and management of the department;
  • Direct the auditing process and audit plans for risk-based audits;
  • Plan and lead audit engagements on various functions of the Bank;
  • Responsible for reviewing bank policies and procedures;
  • Developing internal audit staff to ensure they have the requisite knowledge, skills and experience.

 


 

 

Credit Risk Division

Deputy Head of Credit Risk Division

Qualification:

  • University degree or above, major in Accounting, Finance, Business Administration and any related disciplines;
  • Over 5 years’ experience in retail and corporate credits;
  • Solid financial analysis skills;
  • Conversant with various types of credit facilities and their inherent credit risks;
  • Independent, self-motivated and able to work under pressure;
  • Proficiency in both spoken and written English and Chinese.

Responsibilities:

  • To assist the Head of Credit Risk to review and approve retail and corporate credit applications in accordance with delegated lending authority;
  • To maintain sound credit quality in line with the Group‘s core credit culture;
  • To ensure the credit operations are complied with local regulatory and the Group’s requirement;
  • To formulate credit policies and related procedures.

 


 

Private Banking & Institutional Clients

Account Manager

Qualification: 

  • University graduated or above, major in Commerce;
  • With minimum 5 years banking experience;
  • Good network of connection with local community;
  • Minimum 3 years’ experience of marketing financial products;
  • Fluent in both written and spoken Portuguese & English;
  • Knowledge of Cantonese and Mandarin is an advantage;
  • Computer literate;
  • Independent, self-motivated and able to work under pressure.

Responsibilities:

  • Management of customers portfolio and expectations;
  • Acquisition of new customers and business opportunities;
  • Preparing loan and other proposals for private and institutional customers;
  • Promotion and sale of banking products;
  • Achieving business financial target;
  • Co-operate with branch network to promote and sale of financial products.

 


 

Compliance Office

Officer

Qualification: 

  • University graduated or above, major in Law/Finance or related discipline a plus;
  • Minimum of 2 years’ relevant working experience in banking, preferably in the field of Legal, Compliance, Audit or Risk Management;
  • Knowledge in bank operations and products and/or risk assessment is a plus;
  • Ability to adapt to changes, new responsibilities and projects, and revolving regulatory environment;
  • Proficient in speaking and writing in English; knowledge of Chinese and/or Portuguese is an advantage;
  • Responsible, able to work under pressure and have good interpersonal and communication skills;
  • Appetence for internal control duties.

Responsibilities:

  • Perform analysis in banking operations to detect suspicious behaviors and profiles connected to money laundering, and report identified suspicious activities to Compliance Officer;
  • Advise commercial and operational areas on customer due diligence and money laundering related matters;
  • Data mining and reporting;
  • Prepare correspondence to AMCM, and other external entities and provide support to internal, external and regulatory audits;
  • Conduct staff training.



Organization & Procedures 
Coordinator

Qualification:

  • University graduated with minimum 1-2 years working experience;
  • Self-motivated and able to work independently;
  • Effective communication, inter-personal and problem solving skills;
  • Fluent spoken & written English and Chinese;
  • Familiar with Excel, PowerPoint and Microsoft Office application.

Responsibilities:

  • To review the process and procedures for Banking process;
  • To deploy the efficient and cost effective banking process and support;
  • To work with process owner(s) developing operations procedures and guidelines for implementation of global standards, regulatory, compliance and new business requirements.



Operational Support Division 
Loans Administration Clerk

Qualification:

  • High school graduated or above;
  • With minimum 2 years' working experience, preferably gained from Bank is an advantage;
  • Good telephone manner and communication skill;
  • Fluent in spoken & written English and Chinese, with basic knowledge of Mandarin is an advantage;
  • General PC knowledge (Chinese typing in PC is a must);
  • Independent, self-motivated and able to work under pressure.

Responsibilities:

  • Perform partial and full settlement of facilities;
  • Execute fire insurance policies and other policies required for collaterals;
  • Prepare various kinds of reports for internal and external requirements;
  • Perform general archiving of respective files;
  • Perform digitalization of credit related documentation;
  • Perform evaluation;
  • Outgoing to notaries.



Operational Support Division 
Credit Recovery Clerk

Qualification:

  • University graduated or above;
  • With at least 1 year working experience, preferably gained from Bank;
  • Fluent in both written and spoken English and Chinese;
  • Computer literate;
  • Independent, self-motivated and able to work under pressure;
  • Immediate available is preferable.

Responsibilities:

  • To contact clients for payment;
  • To execute the protest of promissory notes;
  • To contact lawyer for legal procedures;
  • To prepare proposals and repayment agreements;
  • To attend lawyer’s meeting;
  • To process Court cheques and voluntary payments received;
  • To check and process the payment of legal charges (Court, notary, lawyers, evaluations, etc.);
  • To answer Court enquiries regarding account balances seizure or others;
  • To handle document filing and other administrative works.


  

Risk Management Division

Risk Analyst

Qualification:

  • University degree or above, major in Mathematics, Economics, Finance Management any related disciplines;
  • With Banking experience is preferably;
  • Strong analytical, mathematics and problem solving skills;
  • Independent, self-motivated and able to work under pressure;
  • Fluent in spoken and written English and Chinese;
  • Computer literate specially in Excel and Access;
  • Immediately is available.

Responsibilities:

  • To prepare and analyze the results for Liquidity Risk;
  • To execute stress tests for Liquidity Risk;
  • To prepare and check the results for interest rate risk;
  • To analyze daily results for market risk;
  • To prepare reports, summarize findings and develop recommendation to Management related to Liquidity Risk, Foreign Exchange Position, Market Risk and Interest Rate Risk as well as Operational Risk etc.;
  • Report & control the Bank’s exposure, interest rate, exchange rate and market risk;
  • Preparation of the information to be presented to Asset/Liability Committee & risk commission.


   

Information Technology

iSeries (AS/400) Senior Programmer


Qualification:
  • Polytechnic Diploma / University degree in Computer Science preferred;
  • Minimum 4-5 year’s experience in the relevant field;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure;
Responsibilities:
  • Solid development skills of RPG ILE or COBOL on an AS400 environment;
  • Good knowledge and experience on banking application software development;
  • Debit/Credit Card or Banking Application software experience is a definite advantage;

    Remarks: Candidates with less experience will be considered for the post of Programmer.


   

 

             

Information Technology

Computer System Operators


Qualification:
  • Secondary school graduate or above;
  • Solid administrative experience with large-scale network infrastructure, IBM iSeries, Unix systems and PC/Server;
  • Willing to work on shift;
  • Analytical with good interpersonal and communication skills;
  • Aggressive, hardworking and able to work independently;
  • Proficient in English and Cantonese.
Responsibilities:
  • Conduct out daily computer operation in accordance with the procedures and standard as required;
  • Monitor data network and systems performance, and report to the superiors for irregularities;
  • Monitor the remote delivery channels, including ATM, Online Banking and Phone Banking services, and report to the superiors for irregularities;
  • Support users with regard to daily operations;
  • Perform any other functions and duties as deemed necessary by the Bank. 



Phone Banking Call Center

Call Center Customer Service Officer


Qualification:
  • University graduated or above;
  • Minimum 2 years' relevant banking or call center experience (Optional);
  • Experience in telemarketing will be an advantage;
  • Strong customer service orientation, outgoing personality, good communication and interpersonal skills, can work under pressure;
  • Fluent spoken English and Cantonese, knowledge in Portuguese will be an advantage;
  • Good knowledge of PC application software;
  • Can work on shift schedule;
  • Strong organizational, customer service and time management skills.
Responsibilities:
  • Perform credit card transaction authorization and confirmation;
  • Conduct front-end fraud control and risk awareness;
  • Handling inbound and outbound calls regarding all banking and credit card services;
  • Reply customers' e-mail and follow up of outward remittance discrepancies done through online banking;
  • Deliver and maintain a high standard of customer service to customers;
  • Effectively communicate with customers regarding resolution of queries and complaints;
  • Ensure high-standard of customer service levels are maintained.


 

Personal Banking Division

Operational Assistant



Qualifications:
 
  • University graduated or above;
  • With minimum 1-2 years working experience;
  • Independent, self-motivated and able to work under pressure;
  • Proficiency in both spoken and written English and Chinese;
  • Knowledge of Mandarin and Portuguese will be an advantage;
  • Immediately available is preferable.
Responsibilities:
  • To handle loan application enquiries;
  • To contact with the customers to urge for payment;
  • To handle and follow up all type of Loans application from branch;
  • To provide operational support to branches;
  • To perform other duties as delegated and assigned by the supervisor.


Personal Banking Division

Branch Manager



Qualifications:
 
  • University graduated or above;
  • 4-5 years relevant experience in branch network of consumer banking, of which 3 years at managerial level;
  • Sound knowledge in branch operations;
  • Strong customer-oriented with good people management skills to drive for excellent;
  • Highly self-motivated with strong analytical, sales and marketing abilities;
  • Able to work under pressure;
  • Proficiency in both spoken and written English and Chinese;
  • Knowledge of Mandarin and Portuguese will be an advantage.
Responsibilities:
  • To supervise branch services and all phases of the branch operations;
  • To develop new business, attract new customers and foster the Bank’s relationship with the existing ones;
  • To meet the sales targets;
  • To be responsible for the proper management and operation of the branch;
  • To perform proper internal controls;
  • To perform other duties as delegated and assigned by the management.


Personal Banking Division

Relationship Manager



Qualifications:
 
  • University graduated, major in Accounting, Finance, Economics and related disciplines or/and certificate of CFMP or CFA is advantage;
  • Minimum 2 year’s relevant experience in sales and marketing of bank’s products/ services;
  • Outgoing, self-motivated, independent and good selling skills;
  • Excellent interpersonal and communications skills;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure. 
Responsibilities:
  • Develop our customers and establish long-term relationships;
  • Promotion and sale of banking products and services;
  • Value and needs of the customers;
  • Ensuring high levels of quality in customer services;
  • Awareness and pursuit of new business opportunities.


Personal Banking Division

Customer Services Representative

   


Qualifications:
  • University graduated or above;
  • Minimum 1 year’s relevant experience in sales and marketing of bank’s products/services;
  • Outgoing, self-motivated and independent;
  • Excellent interpersonal and communications skills;
  • Good command of both written and spoken English and Cantonese;
  • Knowledge of Mandarin and Portuguese is an advantage.
Responsibilities:
  • Develop to Routine CSR Task (cash and non-cash transaction);
  • Selling and promoting the banking products;
  • Handling the customers enquires;
  • To take up any ad hoc tasks as assigned by the supervisor.


Personal Banking Division

Commercial Assistant




Qualifications:
  • Secondary School graduate or above;
  • Minimum 1 year working experience, preferably gained from bank;
  • Outgoing and with good communications skill;
  • Good command of both written and spoken Cantonese and English;
  • Knowledge of Mandarin and Portuguese is an advantage;
  • Able to work under pressure.

Responsibilities:

  • Routine Teller Task (cash and non-cash transaction);
  • Issuing bank draft, cashier order, remittances and deposit;
  • Selling and promoting the banking products;
  • Handling the customers enquires;
  • Filing documents.