Terms of Access

By accessing this web site and any of its pages implies that you accept the terms mentioned below.

Personal Information Collection


Banco Nacional Ultramarino S.A. will protect the information you provide to this web site regardless of whether you are our current customer.
Except with your authorization, we will not disclose, share, sell or divulge any of your personal information to third parties. We protect your personal information as well as your business activities and transactions, in accordance with our internal security policies.

The collection of your personal data is done strictly for purpose relating to the provision of financial services and products. All data will be kept only as long as it is necessary and will be destroyed after the defined retention period. All data will be protected against unauthorized or accidental access in accordance with our internal security policies and procedures.

The Bank may be required to provide user’s personal data to government bodies responsible for the supervision of the banking sector or to Macau SAR courts following court orders in accordance with the law.

Information and Materials


Any information, products or services provided on this web site can be withdrawn or changed at any time without advanced notice.

Information, products or services provided on this web site are offered only in jurisdictions where and when they may be lawfully offered by our Bank. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us.

This web site and its pages should not be considered as an offer or solicitation to buy or sell investments in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

Information contained on this site, whether provided by the Bank or other information provider, should be used as a reference only and it is not intended to be construed as professional advice nor should it be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary.

Any reference to mutual funds or hedge funds made on this website should not be considered as a solicitation or offering of any kind for participation in these funds. Each of the Funds is described in a prospectus that contains more complete information about the applicable fund, including management fees and other charges and expenses. Users are advised to obtain a prospectus and read it carefully before any investment is made on such funds.



All materials displayed on this web site including pictures, trade marks, logos and service marks are owned by the Bank or the Bank has obtained authorization for its use on this website. Users are prohibited from using them without permission of the Bank or without authorization from the respective owner, and no part of these materials may be modified, reproduced and stored in a retrieval system, transmitted in any form, copied, distributed, used for creation of derivative works or used in any other way for commercial or public purposes without the prior written permission from the Bank or without authorization from the respective owner.

All information submitted to the Bank via this web site and all electronic records and documents in connection with any transaction or communication between the bank and users via this web site shall be deemed and remain the property of the Bank.



Cookies are small pieces of data transmitted from a web server to a web browser and stored on the user’s local hard drive. They can be read only by the web site that provides them and cannot be used to obtain data from a user’s hard drive and do not harm the user’s system. This is useful for allowing a web site to maintain information about a particular user, therefore, cookies are commonly used on web sites.

To provide better service and a more effective web site, we use cookies as part of our interaction with your browser to determine your service preference. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other personal information to determine your identify or your email address.

We will only use cookies as a session identifier and will not store user’s sensitive information in them. Once a session is established, all the communications will use the cookie to identify a user. The cookie will expire once the session is closed. If users try to disable cookies from their web browsers, they will not be able to access this website.

No Warranties


Information and materials contained in this web site are provided on “as is” and “as available” basis without warranties of any kind, express, implied or statutory.

We do not warrant the security, accuracy, adequacy, fitness for a particular purpose or freedom from computer virus and harmful materials of this web site or the materials and information contained in or referred to on each page associated with this web site.

Linked Web Sites


Any use of hyperlinks available on this web site to other web sites or resources is made at the user’s own risk. The contents, information provided, opinion (either expressed or implied) and links provided by these sites are not investigated, verified, monitored or endorsed by the Bank. If the user provides any information or personal data to, and concludes any transaction with, such third parties via links he will be doing this at his own risk. Users are deemed to have irrevocably waived any claims against the Bank for any loss or damage suffered as a result of any access to or interaction with any other web sites via this web site.

Internet Communications


Messages or any kind of data transmitted over the Internet cannot be guaranteed to be completely secured. Communications over the Internet may be subject to interruption, transmission blackout, and delays due to Internet traffic congestion or incorrect data transmission.

No Liability


The Bank will not be held liable in any way for direct, indirect, special or consequential damages resulting from or arising out of the user accessing and using this web site and the information contained or offered therein. The user agrees to indemnify and hold harmless the Bank for such damages to the maximum extent permitted by law.

Governing Law and Jurisdiction


These Terms and Conditions are governed by the laws of the Macau Special Administrative Region of the People’s Republic of China. By accessing and using this site, the user agrees that the Courts of the Macau SAR will have non exclusive jurisdiction in respect of any dispute that may arise.

Contact Us


For further information regarding this website or policies and practices adopted, please address your correspondence to:

Head of Marketing and Public Relations
Banco Nacional Ultramarino, S.A.
22 Avenida Almeida Ribeiro
P.O. Box 465
Macau SAR
Phone: 8398 9617
Facsimile: 2832 2012
E-Mail: markt@bnu.com.mo