EasySaver Insurance Plan
This insurance product is underwritten by Fidelidade – Insurance Company Limited (Life) and distributed by BNU.
To achieve our goals in life may not come easy. You need to get well prepared with a financial plan that helps to build stable and desirable returns for your future. Fidelidade Life understands your need. The “EasySaver Insurance Plan” (the “EasySaver”) is specially designed to help you take the first step towards your goals.
EasySaver is a simple insurance savings plan that features a guaranteed crediting interest rate every year to grow your savings. It can help to support your retirement; build an education fund for your children; supplement your medical expense reserve; or as simple as saving up for going on a long vacation. It also provides the insurance protection you want so you and your loved ones can enjoy peace of mind.
WORRY-FREE WITH SAVINGS PROTECTEDYour savings are 100% guaranteed by Fidelidade Life. There is no absolute foolproof way to avoid market fluctuations but EasySaver is designed to protect your savings so you do not need to worry about any adverse financial impact due to market fluctuations.
ACCUMULATE YOUR WEALTH WITH GUARANTEED INTEREST RATEEasySaver features a guaranteed crediting interest rate at the beginning of each calendar year. This guaranteed return aims at beating out other short term savings instruments. This guaranteed benefit allows you to continuously accumulate your wealth with stable growth.
BOOST YOUR SAVINGS WITH ADDITIONAL NON-GUARANTEED INTERESTIn addition to the guaranteed crediting interest, EasySaver features a non-guaranteed crediting interest for each calendar year subject to the decision of Fidelidade Life that depends on market performance. This helps to boost your savings and can achieve your goals at ease.
EXTRA PROTECTION WITH PEACE OF MINDEasySaver offers accidental death benefit1 at no extra cost. In case of accidental death, a benefit amount equals to 5% of the Savings Balance2 will be paid in addition to the Savings Balance, subject to a maximum of MOP/HKD100,000.
FLEXIBLE PREMIUM PAYMENT OPTIONSYou can choose to build up your savings by making regular premium payment monthly or by a single lump-sum. Depending on your individual lifestyle and financial situation, you can choose to boost your savings by making top-up premiums any time, subject to the terms and conditions as defined by Fidelidade Life.
FLEXIBLE CHOICE OF WITHDRAWALS IN TIMES OF NEEDIt takes time and probably a persistent habit of making savings to build up wealth. But you may want to draw on your savings in times of need. EasySaver allows flexible choice for you to withdraw your savings. You can withdraw your savings partially or completely depending on your needs. Withdrawal is subject to a fee and minimum amount.
EASY APPLICATIONAnyone aged 18 or above may apply for EasySaver. Application is easy. Apply now to start building your wealth.
1.Subject to exclusions of the policy. Age limit of coverage: 18-69 years of age.
2.Savings Balance shall mean the sum of all premiums paid, plus all credited interest, less all partial surrender benefit amount.
The above information is for reference only. For a complete description of terms and conditions, please refer to the policy.