Renminbi Services



At BNU, you may now enjoy a diversified range of Renminbi services including deposits, exchange and remittances:

1. DEPOSIT SERVICES*

a) Passbook Savings Account

Monthly simple interest, credited quarterly.
Deposit and withdrawal of Renminbi at any of our branches during office hours.
Minimum account opening balance: CNY100.

b) Statement Savings Account

Monthly simple interest, credited monthly.
Deposit and withdrawal of Renminbi at any of our branches during office hours.
Minimum account opening balance: CNY100.

General Terms and Conditions for Passbook / Statement Savings Accounts

c) Time Deposit

A range of deposit tenors – 7 days, 1 month, 3 months, and 6 months for your selection.
Minimum account opening balance: CNY10,000.

*To open an Renminbi deposit account, customers must be Macau Residents.

2. EXCHANGE SERVICES*

Two-way currency exchange between Renminbi (CNY) and Patacas (MOP) in cash or by fund transfer between accounts for Macau residents.

*Two-way CNY/MOP Exchange Service is subject to the exchange limits specified by the Bank from time to time. If the exchange is made through a joint-name Renminbi deposit account, the exchange amount will first be deducted against the daily exchange limit of the primary account holder.

3. REMITTANCE SERVICES*

Renminbi remittance to your personal Renminbi bank accounts under the same account name with banks in China.
For enquiries, please call our Hotline 2833 5533 or visit any of our branches.

*Renminbi Remittance Services are subjected to a daily limit specified by the Bank from time to time.
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Transaction Limits

1. SAVINGS ACCOUNTS

Limit for Deposit* or Withdrawal Renminbi – No limit.

2. EXCHANGES SERVICES

(2-way CNY/MOP Exchange) Buy / Sell CNY20,000 each per customer if made through accounts. Buy / Sell CNY20,000 per person per transaction if in cash.

3. REMMITANCE SERVICES

Daily Remittance Limit of CNY50,000 per person
(to any bank account in Mainland China under the same account name of the Remitter.)

*Handling charges of deposit Renminbi banknotes apply.