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Time Deposit

Once you click "Time Deposit, you can select "Time Deposit Enquiry", "New Time Deposit" and "Time Deposit Withdrawal"

Time Deposit Enquiry
New Time Deposit
Time Deposit Withdrawal

Time Deposit Enquiry

This option shows all your Time Deposit Accounts, if you have registered all your Time Deposits in BNU ONLINE. The respective Term, Maturity, Principal and Equivalent in MOP, HKD, EUR or USD are shown.
The default Equivalent amount for each account is shown in MOP. However, you have the option to view the Equivalent in HKD, EUR and USD.
The accounts can be viewed by Currency (by default, or if you press "Select by currency" link), or by Maturity (if you press the "Select by maturity" option).

Time Deposit Details

If you need detailed information about a Time Deposit, just click the account number and details such as Interest Rate, Maturity Date, Principal plus Interest, etc. will be shown.


New Time Deposit

You can make a new time deposit by debiting any of your registered Savings / Current / Overdraft accounts or accounts that you added to BNU ONLINE through "Account List Maintenance"

  1. Select "Currency" & "Period" for the Time Deposit.
     
  2. Enter your desired amount in the "Amount" box (for different periods of each currency, different minimum deposit amounts are required; you can refer to "Interest Rate" inquiry).
     
  3. Select the source of funds in the "Debit Account" box and click OK.
     
  4. The transaction details are displayed for confirmation.
     
  5. Click OK to confirm or CANCEL to abandon.
     
  6. A reference number is shown as acknowledgement of the transaction, independently of the transaction being accepted or not. Keep that number for your reference.

The newly opened time deposit will be immediately added to your Account Group.

Note: This service is available from 9:00 - 19:00 (Mon-Fri) and 9:00-13:00 (Sat). This service is not available during Macau bank holidays and Sundays.


Time Deposit Withdrawal

You can withdraw funds from any of your registered time deposit accounts and credit them to your registered Savings / Current / Overdraft accounts or accounts you added to Account List through "Account List Maintenance".

  1. Select the Time Deposit Withdrawal option and click the checkbox of the Time Deposit account you wish to withdraw.
     
  2. Information such as "Principal Amount", "Interest Amount", Maturity Date", "Penalty for Early Withdrawal", "Net Interest Amount" & "Net Credit Amount", etc. are shown. (Any Time Deposit withdrawal made before the maturity date is subject to a penalty charge as illustrated in "Penalty for Early Withdrawal" field).
     
  3. Select "Credit Account" and click OK
     
  4. Transaction details are shown for confirmation. Click OK to confirm or CANCEL to abandon
     
  5. A reference number is shown as acknowledgement of the transaction, independently of the transaction being accepted or not. Keep that number for your reference.

Fully withdrawn Time Deposit accounts are immediately removed from the Account Group.

Note: This service is available from 9:00 - 19:00 (Mon-Fri) and 9:00-13:00 (Sat). This service is not available during in Macau bank holidays and Sundays.

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